When you file your application for a spouse annuity or divorced spouse annuity, your application must indicate the type of annuity for which you are filing.
Spouse Annuity
The type of annuity on your application should be based on whether you are filing based on your age or based on having a Child-in-Care.
- Choose Full Age Annuity if you believe that you qualify for a spouse annuity that is not reduced for early retirement. You should also indicate whether or not you would accept a Reduced Age Annuity should you be found not eligible for a Full Age Annuity. Full Age Annuity means that:
- You have attained Full Retirement Age;
- the employee is not receiving a 60/30 annuity that is reduced for retirement before age 62 with an ABD before January 2002 (see summary chart); and,
- you did not previously receive an age reduced spouse annuity or age reduced divorced spouse annuity on the same earnings record.
- Choose Reduced Age Annuity if you believe that you do not meet the requirements for a spouse annuity that is not reduced for early retirement. If you previously received a spouse annuity or divorced spouse annuity on the same earnings record that had an age reduction, choose Reduced Age Annuity.
- Choose Reduced 60/30 Age Annuity if the employee is receiving a 60/30 annuity that is reduced for retirement before age 62 with an ABD before January 2002 (see summary chart).
- Choose Annuity Based on Children if you want your annuity to be based on having a child of the employee in your care, regardless of your age. You should also indicate whether or not you would accept a Reduced Age Annuity should you be found not eligible for a Full Age Annuity based on having a Child-in-Care.
Divorced Spouse Annuity
The type of annuity depends on your age and whether you were previously entitled to an annuity on the same earnings record.
- Choose Full Age Annuity if you meet the requirements for a divorced spouse annuity that is not reduced for early retirement. You should also indicate whether or not you would accept a Reduced Age Annuity should you be found not eligible for a Full Age Annuity. Full Age Annuity means that:
- You have attained Full Retirement Age; and,
- You did not receive an age reduced spouse annuity before your divorce.
- Choose Reduced Age Annuity if you do not meet the requirement for a Full Age Annuity
- Choose Divorced Spouse With Previous Spouse Annuity Age Reduction if you previously received a spouse annuity based on the same earnings record that had an age reduction and that terminated due to your divorce from the employee.