If you are unable to work in any kind of regular job, you may qualify for a total and permanent disability annuity.
To receive a total and permanent disability annuity, you must:
- stop all work, and
- have 120 months of creditable railroad service, or have at least 60 months of creditable railroad service after 1995. (If you have less than 120 months of creditable railroad service, your Tier II benefit cannot begin before you attain age 62.) and
- be "permanently disabled" for any kind of "regular work".