An individual's full retirement age (FRA) is the earliest age at which a person can begin receiving non- disability social security benefits without any reduction for early retirement. FRA ranges from age 65 to age 67, depending upon the individual's year of birth. To determine your FRA, simply locate your year of birth in the chart below.
| Year of Birth |
Full Retirement Age |
| 1937 or earlier |
65 |
| 1938 |
65 and 2 months |
| 1939 |
65 and 4 months |
| 1940 |
65 and 6 months |
| 1941 |
65 and 8 months |
| 1942 |
65 and 10 months |
| 1943 through 1954 |
66 |
| 1955 |
66 and 2 months |
| 1956 |
66 and 4 months |
| 1957 |
66 and 6 months |
| 1958 |
66 and 8 months |
| 1959 |
66 and 10 months |
| 1960 or later |
67 |
| |
| A person attains a given age the day before his or her birthday. Consequently, someone born on January 1 is considered to have attained his or her given age on December 31 of the previous year. |