Policy and Systems

Annuity Based on Occupational Disability

You may qualify for an employee occupational disability annuity if you are permanently disabled for work in your Regular Railroad Occupation and you have a Current Connection with the railroad industry. The earliest date the occupational disability can begin depends on your railroad service. You are eligible

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Full Retirement Age (FRA)

The term Full Retirement Age means the age at which an employee with less than 30 years of railroad service can receive a full annuity (not reduced for early retirement).

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Age Requirement

The age requirement for an age and service annuity depends on your years of creditable railroad service. You must file an application to receive a railroad retirement annuity. When all eligibility requirements are met, your age and service annuity can begin as explained in Chart 1.

Chart 1 - Determining Your Age and Service Annuity Beginning Date

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General Conditions Under Which a Person is Entitled to a Railroad Retirement Employee Annuity

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New Medicare Cards Are Coming

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The Medicare Access and CHIP Reauthorization Act (MACRA) of 2015 mandates the removal of social security numbers from Medicare cards. As a result, every person with Medicare coverage will be receiving a replacement card displaying a new Medicare number that is unique to them. This change will better protect your identity. Railroad Retirement Board will mail you a new Medicare card by June of 2018.

The Centers for Medicare & Medicaid Services (CMS) issued a press release covering this initiative in greater detail (09/14/17):

Chose the following link to view a sample of the RRB Medicare Card.

In the meantime, beware of anyone who contacts you about your new Medicare card. Medicare or the RRB will never ask you for personal or private information in order for you to receive your new Medicare number and card.

Report all instances of fraud or potential fraud to 1-800-MEDICARE.

Published by: Policy and Systems | Email: webmaster@rrb.gov

Section K - Additional Information

Questions about Federal income tax information and/or how to figure taxable payments and/or questions about amounts to show on income tax returns should be referred to a local IRS office or an individual's tax preparer. Additional information is also available by visiting the IRS website at www.irs.gov.

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Section J - Social Security Benefits Paid By the RRB

The RRB pays social security benefits to those railroad retirement annuitants also entitled to benefits paid by the Social Security Administration.

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Section I - Annual Railroad Retirement Act (RRA) Tax Statements

The Internal Revenue Code requires the RRB release annual tax statements of annuities paid and/or repaid in a given tax year.

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Section H - Taxable Payments to Non-Annuitants

Court Ordered Legal Process Payments
1. Partition Payments
  Railroad retirement annuities are subject to division under court ordered partition payments. These payments are made to third party individuals based on divorce, annulment, legal separation, or a court-approved property settlement.
  
  For Federal income tax purposes, a partition payment is taxable to the payee and not to the railroad retirement annuitant. The payee may elect tax withholding on partition payments.