Spouse Annuity When Employee Has At Least 360 Months of Railroad Service

RB-30 (4-16)

Please refer to the summary chart below to see if an age reduction applies to your spouse annuity.

If the employee annuity is based on age and service, your spouse tier I may have an age reduction, depending on the employee's annuity beginning date.

If the employee annuity is based on disability, your spouse tier I may have an age reduction, depending on your spouse annuity beginning date.

Your spouse tier II will not have an age reduction.

Spouse Age Requirements when Employee has at Least 360 Months Railroad Service

If the employee is retired based on:	and the employee:	your spouse annuity can begin the first full month you are age 60. Your tier I will:	Your tier II will:
age with an annuity beginning date of July 1, 1974 or later, and both attained age 60 and acquired 360 months of railroad service before July 1984,	retired at age 60 or later,	not have an age reduction. Note: For these cases, your spouse annuity cannot begin before January 1, 1975.	not have an age reduction.
age and either attained age 60 or acquired 360 months of railroad service in July 1984 through December 2001,	retired at age 60 through age 61, with an employee annuity beginning date before January 2002,	have an age reduction based on the employee's age reduction until both you and the employee have attained age 62. You will then have an age reduction for the number of months you are under Full Retirement Age (FRA) when both you and the employee are age 62.	not have an age reduction.
age and either attained age 60 or acquired 360 months of railroad service in July 1984 through December 2001,	retired at age 62 or later,	not have an age reduction.	not have an age reduction.
age with at least 360 months of railroad service and an annuity beginning date of January 2002, or later,	retired at age 60 or later,	not have an age reduction.	not have an age reduction.
disability with at least 360 months of railroad service and an employee annuity beginning date before July 1, 1984,	has attained age 60,	not have an age reduction.	not have an age reduction.
disability with at least 360 months of railroad service and an employee annuity beginning date of July 1, 1984, or later,	has attained age 60,	have an age reduction depending on your spouse annuity beginning date. - If your spouse annuity begins before January 2002, and begins before your FRA, your tier I will have an age reduction. (If you are age 60-61 on the date your spouse annuity begins, you are deemed to be age 62.) - If your spouse annuity begins January 1, 2002, or later, your tier I will not have an age reduction.	not have an age reduction.

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