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When Your Early Medicare Can Begin

 

 

 
  1. Home
  2. Employee Disability Benefits
  3. Applying for Early Medicare Coverage
  4. When Your Early Medicare Can Begin
 
 

Topics

  • General Information
  • About Your Disability Annuity
  • About Your Period of Disability ("Disability Freeze")
  • Applying for Early Medicare Coverage
    • Types of Medicare Coverage
    • Eligibility Requirements for Early Medicare
    • When Your Early Medicare Can Begin
    • When Your Early Medicare Could End
    • Enrollment for Early Medicare
  • Events That Can Affect Your Disability Benefits
  • Glossary
When Your Early Medicare Can Begin

 

RB-1D (3-09)

A. If You Have a Period of Disability

Your Medicare coverage will begin the latest of:

  • the 25th month you are entitled to retirement or disability benefits, or
  • the 30th month after your disability began.

B. If You Meet the Special Provision for Occupational Disability Annuitants

Your Medicare coverage will begin the 30th month after you have met the period of disability requirement and been entitled to an occupational disability annuity.

C. If You Meet the Special Provision for Federal Employment after December 1992

Your Medicare coverage will begin the latest of:

  • the 25th month you are entitled to retirement or disability benefits, or
  • the 30th month after you have met both the period of disability requirement and the period of disability earnings requirement, using Federal employment.

    Note: Months you were previously entitled to an annuity or a period of disability may be counted toward the calendar month requirements above, provided the current annuity or period of disability begins within 5 years of the month the previous annuity or period of disability ended.

 

‹ Eligibility Requirements for Early Medicare | Up | When Your Early Medicare Could End ›

 

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U.S. Railroad Retirement Board
William O. Lipinski Federal Building
844 North Rush Street
Chicago, IL 60611-1275
Toll Free: (877) 772-5772
TTY: (312) 751-4701 

 

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Last updated: 09/22/2021