Railroad Retirement Act
January 2025 Cost-of-Living Increase
| Tier I Benefit | 2.5% |
| Tier II Benefit | 0.8% |
2025 Maximum Taxable Railroad Earnings
2025 Bend Points for Primary Insurance Amount Calculation
| 1st Bend Point | $1,226 |
| 2nd Bend Point | $7,391 |
2025 Bend Points for Family Maximum Calculation
| 1st Bend Point | $1,567 |
| 2nd Bend Point | $2,262 |
| 3rd Bend Point | $2,950 |
2025 Retirement Earnings Test Exempt Amounts
Less than full retirement age in calendar year
| Monthly | $1,950 |
| Annual | $23,400 |
Full retirement age attained in calendar year, for months prior to such attainment
| Monthly | $5,180 |
| Annual | $62,160 |
2025 Monthly Amounts For Substantial Gainful Activity
| Blind Beneficiaries | $2,700 |
| Non-Blind Disabled Beneficiaries | $1,620 |
Railroad Unemployment Insurance Act
| 2025 Monthly Compensation Base | $2,065.00 |
| 2025 Base Year Minimum Qualifying Compensation, and Other Items Equal to 2.5 Times the Monthly Compensation Base | $5,162.50 |
| 2025 Base Year Maximum Monthly Compensation Considered For Maximum Benefit Calculation | $2,667.00 |
Maximum Daily Benefit Rate for Benefit Year Beginning
| July 2025 | $99 |
| July 2026 | $103 |
Medicare